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Vacant Property Insurance Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own vacant property, it is advisable to purchase vacant property insurance, also known…

The Magnitude of Earthquake Coverage The Illinois Emergency Management Agency is continuing to advise Illinois Residence of the likely hood that we too could experience a sizeable earthquake here in Illinois. Generally, this is not something we think about here…

Does my business need an Inland Marine policy? Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during, and after water transfers. As the non-ocean aspect of the cargo journey developed,…

Why is My Workers Compensation so Expensive? Workers Comp starts out as a fairly simple formula. Your payroll times the rates equal your premium. Where do rates come from? They come from the Workers Comp Insurance Rating Bureau (www.wcirb.com), a private non-profit association that…

Life Insurance for Business Owners You might think life insurance is just to protect your family, but life insurance can play a big role on the business side, too. In fact, life insurance for small business owners is an essential…